James List

James Nellis is Your HUD Housing Resource for UT

HUD Housing


UT

*An affiliate of the "Nellis National Real Estate Lists" - a network of top real estate agents dedicated to providing home buyers & sellers the best resources and services to make your dreams come true!

Best Real Estate Experience.
Best Real Estate Professionals.

Buying or selling a home is the largest, and one of the most personal and important transactions of your life. You deserve the absolute best real estate experience which means you need the best real estate professionals.

WATCH VIDEO

FEATURED HUD Housing

IN UT

Whilst foreclosure has gained an especially negative connotation since millions lost their homes during the recession’s subprime mortgage fiasco, buying a HUD home can be a favourable experience as well as a good deal. However, it’s important to comprehend the different facets of both the foreclosure procedure and the HUD housing Program. If you’re contemplating purchasing a HUD property but you’re not all that acquainted with the HUD program, you’re not alone.
Start by researching the official information on HUD homes for sale.
After all, it’s a government program that goes with the requisite share of government rules. Thankfully, the Department of Housing and Urban Development has made it simple for consumers by offering a convenient website that features frequently asked questions when it comes to purchasing, inspecting and financing the purchase of HUD real estate. In addition to useful tips on loans and inspections, the site provides state-specific information for local resources that supplement home-buying assistance programs offered at the federal level. These differ widely.
When it comes to financing, be sensible about your price range.
The significance of buying a home with feasible mortgage payments and interest rates has proven to be one of the most hard-won lessons of the housing bust. Use online mortgage calculators to discover the monthly mortgage payment you can afford, your estimated closing costs and a host of remaining factors that will impact your purchase. Be sure to avail yourself to all of the background facts on the home’s history, including sales history, recent tax assessments, and the typical sale price of comparable homes in the neighbourhood. Unfortunately, even in states with meth production disclosure laws, many banks have been accused of failing to notify buyers of a home’s questionable history. It pays to do your research on this point: not only is previous meth exposure possibly harmful to a home’s new occupants, but professional removal and cleaning is generally costly — and not always covered by insurance. Certain states require that a state-certified hygienist confirm that a property is habitable. Keep in mind that it’s nearly impossible to get an FHA loan for a home that has been polluted with methamphetamine. Part of this research involves examining the addendums to the home, which list damages and other legally required information –– such as whether your dream home might have been a former meth lab. Unfortunately, this presence of homes with drug manufacturing records has become so frequent that in some states, legislation has passed to protect future buyers.
Let go of any bad connotations you might have about HUD Properties:
With due diligence and hands-on research, HUD homes can offer sturdy housing stock at a practically irresistible price. Inform yourself of the myriad federal and state resources that exist for HUD, FHA loans, and other resources for first-time homebuyers: the Department of Housing and Urban Development website is your initial stop. Once you’ve found a HUD realtor, secured financing, and found your fantasy home, you’ll want to subject it to thorough examinations and research into the home’s (hopefully spotless) history.
$525,000
2 Baths
3 Beds
1600 Area
1car Garages
$1,200,000
4 Baths
5 Beds
3400 Area
3car Garages
$750,000
4 Baths
4 Beds
3000 Area
3car Garages
$450,000
4 Baths
4 Beds
2200 Area
2car Garages
$575,000
3 Baths
3 Beds
1900 Area
2car Garages
$695,000
3 Baths
4 Beds
2000 Area
2car Garages

Cities we serve:


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James Nellis
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Call: 703-436-9842

Zip Codes for UT

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